Relocation

Relocation answers what a move abroad would change for your dividends and taxes, before you go. It is part of Pro.

Your move

Relocation (/relocation) starts from a plan: the country you are moving to, the date and your notes. You can remove the plan at any time; rates you set for that country stay in the residence scenarios on Tax and domicile.

Relocation for the sample: from the United Arab Emirates to Portugal on 1 September 2027; dividends kept a year after the move $377, $86 less than now, US withholding 30% to 15%, dividend tax 0% to 28% and capital gains tax 0% to 28%, then the change account by account. — A planned move from the UAE to Portugal in the sample portfolio. In the sample the plan cannot be saved.

Now and after the move

The comparison shows Dividends kept a year, after the move, then US withholding, Dividend tax at home and Capital gains tax for your current residence and the destination, side by side. You can compare any other country without saving it, and make it your destination if you choose. The change in dividends kept is also shown account by account. Where a move cannot be modelled, the figure is shown as “—” with the reason.

Before you go

A checklist of what to look into, which you can tick off as you review each point: leaving your current country (exit tax, or being taxed for a while afterwards), pensions and tax-advantaged accounts, renewing your W-8BEN and updating your tax residence with each broker, and estate and inheritance rules in the new country.

Things to check before you move: nine questions, three of them ticked, on leaving your current country, the date your residence changes, pensions and tax-advantaged accounts, the W-8BEN, currency, regimes for new residents, dual residence in the move year, whether your broker keeps you, and estate and inheritance. — The checklist for the planned move, with three points ticked.

Assumptions

Rates are a resident individual’s top or flat rate unless you set your own, and US withholding assumes a W-8BEN on file. Figures are converted at today’s exchange rates. It is a screening estimate, not tax advice: check the rules for both countries with a qualified adviser before you move.

Plan

Relocation is part of Pro. On Free the page shows what it contains, with the way to upgrade; see Plans and limits.

Last updated 23 October 2026. Describes the Borderfolio app as built; screenshots are from the sample portfolio. Figures in the app are informational estimates, not tax, legal or investment advice.