Documentation

Residency and settings

Profile & Settings is reached from your avatar at the top right. Its Residency section matters most: it drives every tax figure in the app.

Sections

Settings has five sections: Profile (your name; the email is your sign-in identity and is changed through support), Residency, Connections (see Connecting a broker), Security (password and account deletion, see Security and your data) and Subscription (see Plans and limits).

Residency

Tax residence
The country whose tax rules apply to you. It is the only setting that drives withholding and home-tax figures.
Country of residence
Where you live, if different.
Citizenship
Used only for the US estate-tax treaty check.
W-8BEN
Whether a W-8BEN is on file with your broker. Without one, US dividends are taken as withheld at the 30% statutory rate instead of the treaty rate.
Tax rates
Your home rates on dividends and capital gains. They are prefilled from the residence you choose; you can override them, and Reset to your country restores the default.
Profile and Settings, Residency section: tax residence United Arab Emirates, country of residence and citizenship not set, W-8BEN choice, dividend and capital gains rates prefilled at 0%, and monthly spending with its currency.
The Residency section for the sample portfolio. Rates are prefilled from the tax residence.

Monthly spending

Your monthly spending, with its currency, is the starting point for Independence. Until it is set, the Independence screen and the Overview card ask for it.

Portfolio settings

Settings that belong to one portfolio, such as its name, its currency and its target allocation, are in that portfolio's settings, reached through Manage portfolios in the switcher. See Portfolios and holdings.

Guided tour

Under Profile, Show the tour again replays the short walkthrough on the Overview, Holdings and Tax screens the next time you open the dashboard.

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Last updated . Describes the app at app.borderfolio.app as built; screenshots are from the sample portfolio. Figures in the app are informational estimates, not tax, legal or investment advice.